Bank Of India Announces 514 Credit Officer Vacancies, Check The Details

Interested candidates can apply through the official Bank of India website, bankofindia.bank.in, between December 20 and January 5

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NEW DELHI: Bank of India (BOI) is inviting applications for Credit Officer posts in different management roles for the 2025-26 recruitment cycle.

The recruitment drive aims to fill 514 vacancies under the General Banking Officer (GBO) stream. Interested candidates can apply through the official Bank of India website, bankofindia.bank.in, said an official notification.

To view the detailed notification, click here.

Recruitment schedule

Submission of online application commencing: December 20, 2025

Last date for submission of online application: January 5, 2026

Relevant date for Age/Qualification/Experience: November 1, 2025

The vacancies are in three different management categories: Middle Management Grade Scale-II (MMGS-II), Middle Management Grade Scale-III (MMGS-III), and Senior Management Grade Scale-IV (SMGS-IV).

Reservation information

Reservation rules set by the Central Government will apply in the recruitment process.

Candidates belonging to Scheduled Castes, Scheduled Tribes, Other Backward Classes, Economically Weaker Sections, and Persons with Benchmark Disabilities categories will be eligible for reservation benefits as per government guidelines.

Eligibility requirements

Candidates must be graduates from a recognised university.

Candidates with a Chartered Accountant, Chartered Financial Analyst, ICWA, MBA or PGDBM in Banking or Finance, or equivalent PG degree in banking and credit are preferred

Candidates age will be calculated as of November 1, 2025.

For the MMGS-II position, the age limit is between 25 and 35 years.

For the MMGS-III position, the age limit is 28 to 38 years.

For the SMGS-IV position, the candidate must be between 30 and 40 years of age.

Age relaxation will be given by 5 years for SC and ST categories, 3 years for OBC categories, and for candidates with disabilities and ex-servicemen as per government rules.

Experience requirements

For the MMGS-II position, candidates must have at least 3 years of post-qualification experience at the officer level, of which at least 2 years should be in MSME, corporate, or commercial credit. For the MMGS-III and SMGS-IV positions, approximately 5 to 8 years of progressive and relevant experience in the banking and credit sector, commensurate with senior management roles, is required.

How to submit applications

Step 1: Visit the official website, bankofindia.bank.in

Step 2: Go to the Careers or Recruitment section on the homepage and open the Credit Officer Recruitment notification.

Step 3: Fill in personal and professional details

Step 4:  Upload the required documents and pay the application fee

Step 5: Submit application and download the confirmation page.

Selection Process

The selection process will begin with shortlisting of applications, followed by an online examination and/or interview, depending on the number of candidates.

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